Well, we finally got everything all sorted out with what to do with the Blue Truck after DH hit a deer with it back in late June. Insurance claim, repair estimates, the insurance company declaring it totaled, do we want to salvage it (buy it back from the insurance company and take market value untotaled minus market value totaled as our settlement), let the insurance company have it (and get a settlement for entire pretotaled market value), if we salvage it do we want to repair it ourselves or pay a body shop to repair it or just sell it as-is to someone else (theoretically getting the same dollar figure overall as if we had let the insurance company have it). . .
There were a lot of scenarios to run through in making our decision. That took several weeks, especially as we had our family vacation to Myrtle Beach not too many weeks after the deer hit took place. There was just a ton going on during that time frame and trying to figure out each what if for the Blue Truck's future couldn't always be the front and center thing of conversation between DH and I. So the calendar turned to August before we finally made our decision and wrapped everything up with the insurance company.
We salvaged the truck. We did not let the insurance company have it.
DH talked to a few family members in regards to their interest in the truck as is; each of them had expressed, in the past, an interest in purchasing it if we should ever sell it. Would any of them be interested in it now, knowing what repairs it needed?
Yes. One of them would. They didn't care about the cosmetics of the dented pieces that still work perfectly fine. With no mechanical damage, the truck still operates exactly as a truck should. They knew someone who, for their labor, would do the repairs on the safety features if the family member bought (new or from a salvage yard) the parts.
But did we really want to sell it? Or did we want to see what a dealer (probably the one whose collision center had done the repair estimate for the insurance claim) would give us for it as a trade in if we ordered a brand new truck? Afterall, DH has been rolling around the idea of a new truck, perhaps a three-quarter ton, for a few years now. Plus, in the Spring, it will be four years since we bought Sweet Madame Blue, and part of DH's 'level' with his employer (and the accompanying company vehicle) requires us to purchase a new (of that brand) vehicle every four years. . .
After many hours of soul searching (mostly on DH's part, as my opinion could only be given so many times without it starting to feel like a character attack), it was decided that we would not repair the truck ourselves. Because a) DH really doesn't have the desire to do that stuff--work on auto repairs--anymore, b) lacking desire it would be something to easily put off for months and months and (you get the picture), c) I absolutely refuse to drive it lacking some necessary saftey features--part of the repairs that would be a pain in the ass to do and likely be put off (such as replacing the seat belts).
We decided not to pay a collision center/body shop to do the repairs because other than the seat belts and side airbags, they are easy enough for a person with desire and a little knowledge to do themselves.
We decided to sell the truck, in it's current condition, to the family member who wanted it for the same price as the insurance had deducted as it's crashed value in our insurance claim. Late last week, DH delivered it to them.
So, bye-bye Blue Truck. Thank you for your service. Sorry you met that deer in late June, sorry that we won't be owning you anymore. Hopefully family member does right by you and appreciates the work you will do for them.
















